:root {
  --bg: #f6f0e5;
  --bg-soft: #fbf8f1;
  --surface: #ffffff;
  --navy: #172f4f;
  --navy-dark: #0f2038;
  --navy-soft: #e7edf5;
  --gold: #b89a62;
  --gold-dark: #8c703d;
  --ink: #111827;
  --muted: #667085;
  --line: #e3d8c8;
  --white: #ffffff;
  --shadow: 0 24px 70px rgba(15, 32, 56, .13);
  --radius: 26px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
}

img { max-width: 100%; display: block; }
a { color: inherit; }

.container {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 10px;
  z-index: 100;
  background: var(--navy-dark);
  color: #fff;
  padding: 10px 14px;
  border-radius: 12px;
}

.skip-link:focus { left: 10px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(246, 240, 229, .92);
  border-bottom: 1px solid rgba(227, 216, 200, .9);
  backdrop-filter: blur(18px);
}

.nav {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.logo {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  flex: 0 0 auto;
}

.logo img {
  width: 304px;
  height: auto;
}

nav {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 15px;
  font-weight: 760;
}

nav a {
  color: #566070;
  text-decoration: none;
}

nav a:hover { color: var(--navy); }

.nav-cta {
  background: var(--navy);
  color: #fff !important;
  padding: 10px 18px;
  border-radius: 999px;
  box-shadow: 0 12px 26px rgba(23,47,79,.18);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 78px 0 96px;
}

.hero::before {
  content: "";
  position: absolute;
  inset: -190px -160px auto auto;
  width: 760px;
  height: 760px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(184, 154, 98, .22), transparent 66%);
}

.hero::after {
  content: "";
  position: absolute;
  left: -240px;
  bottom: -280px;
  width: 620px;
  height: 620px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(23, 47, 79, .13), transparent 65%);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 460px;
  gap: 70px;
  align-items: center;
}

.eyebrow,
.section-label {
  margin: 0 0 12px;
  color: var(--gold-dark);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
}

h1, h2, h3 {
  margin: 0;
  line-height: 1.08;
  letter-spacing: -.045em;
}

h1 { font-size: clamp(42px, 7vw, 78px); color: var(--navy-dark); }
h2 { font-size: clamp(31px, 4vw, 52px); color: var(--navy-dark); }
h3 { font-size: 23px; color: var(--navy-dark); }

.lead {
  margin: 26px 0 0;
  max-width: 680px;
  font-size: 21px;
  color: var(--muted);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 14px 22px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 900;
  border: 1px solid transparent;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}

.button:hover { transform: translateY(-2px); }

.button-primary {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 16px 34px rgba(23, 47, 79, .25);
}

.button-primary:hover { background: var(--navy-dark); }

.button-secondary {
  background: rgba(255,255,255,.82);
  border-color: var(--line);
  color: var(--navy-dark);
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}

.trust-row span {
  padding: 8px 12px;
  color: #5b6471;
  background: rgba(255,255,255,.75);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 14px;
  font-weight: 750;
}

.hero-media { position: relative; }

.hero-media img {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  object-position: center;
  border-radius: 34px;
  box-shadow: var(--shadow);
}

.floating-card {
  position: absolute;
  left: -32px;
  bottom: 34px;
  width: min(302px, calc(100% - 28px));
  padding: 18px 20px;
  background: rgba(255,255,255,.95);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: 0 18px 45px rgba(15,32,56,.16);
}

.floating-card strong,
.floating-card span { display: block; }

.floating-card strong { color: var(--navy-dark); }
.floating-card span { color: var(--muted); font-size: 14px; }

.section { padding: 88px 0; }
.section-muted { background: var(--bg-soft); }

.split {
  display: grid;
  grid-template-columns: .92fr 1.08fr;
  gap: 72px;
  align-items: start;
}

.split p,
.section-head p,
.card p,
.price-card p,
.about-copy p,
.step p,
.contact-copy p,
.form-note,
.legal-text p,
.legal-text li {
  color: var(--muted);
}

.split p { font-size: 18px; }

.section-head {
  max-width: 820px;
  margin-bottom: 38px;
}

.section-head p { font-size: 18px; }

.cards {
  display: grid;
  gap: 22px;
}

.cards.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.card,
.price-card,
.notice,
.contact-form,
.contact-box,
.legal-text {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 50px rgba(15, 32, 56, .065);
}

.card,
.price-card { padding: 28px; }

.card {
  position: relative;
  overflow: hidden;
}

.card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 5px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
}

.icon {
  display: inline-grid;
  place-items: center;
  width: 46px;
  height: 46px;
  margin-bottom: 18px;
  border-radius: 16px;
  background: var(--navy-soft);
  color: var(--navy);
  font-weight: 900;
}

ul { padding-left: 20px; }
li { margin-bottom: 8px; }

.notice {
  margin-top: 28px;
  padding: 26px;
  border-left: 6px solid var(--gold);
}

.notice strong {
  color: var(--navy-dark);
}

.notice p { margin-bottom: 0; }

.about-grid {
  display: grid;
  grid-template-columns: 430px minmax(0, 1fr);
  gap: 72px;
  align-items: center;
}

.about-image img {
  aspect-ratio: 1;
  object-fit: cover;
  border-radius: 34px;
  box-shadow: var(--shadow);
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.step {
  padding: 26px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.step span {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 18px;
  border-radius: 14px;
  background: var(--navy);
  color: #fff;
  font-weight: 900;
}

.pricing {
  background: linear-gradient(180deg, #eef3f8, var(--bg));
}

.price-card.featured {
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  color: #fff;
  transform: translateY(-10px);
}

.price-card.featured h3 { color: #fff; }
.price-card.featured p,
.price-card.featured li { color: rgba(255,255,255,.78); }

.badge {
  display: inline-block;
  margin: 0 0 14px;
  padding: 6px 12px;
  border-radius: 999px;
  background: var(--gold);
  color: var(--navy-dark) !important;
  font-weight: 900;
}

.local {
  background: var(--navy-dark);
  color: #fff;
}

.local h2 { color: #fff; }
.local .section-label { color: #d8c39a; }
.local p { color: rgba(255,255,255,.77); }

.contact-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 58px;
  align-items: start;
}

.contact-box {
  padding: 22px;
  margin-top: 28px;
}

.contact-box strong { color: var(--navy-dark); }
.contact-box span {
  display: block;
  color: var(--muted);
}

.contact-form {
  padding: 28px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

label {
  display: grid;
  gap: 8px;
  font-size: 14px;
  font-weight: 800;
  color: var(--navy-dark);
}

.full { grid-column: 1 / -1; }

input, select, textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  color: var(--ink);
  font: inherit;
}

input:focus,
select:focus,
textarea:focus {
  outline: 3px solid rgba(184,154,98,.25);
  border-color: var(--gold);
}

textarea { resize: vertical; }

button {
  grid-column: 1 / -1;
  padding: 16px 22px;
  border: 0;
  border-radius: 999px;
  background: var(--navy);
  color: #fff;
  font-weight: 900;
  font-size: 16px;
  cursor: pointer;
}

button:hover { background: var(--navy-dark); }

.form-note {
  grid-column: 1 / -1;
  margin: 0;
  font-size: 13px;
}

.site-footer {
  padding: 44px 0;
  background: var(--navy-dark);
  color: #fff;
}

.footer-grid {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 40px;
  align-items: start;
}

.footer-logo {
  width: 255px;
  margin-bottom: 12px;
}

.site-footer p,
.site-footer a { color: rgba(255,255,255,.74); }

.legal-page { padding: 70px 0 90px; }

.legal-text {
  padding: 34px;
  max-width: 920px;
}

.legal-text h1 {
  font-size: clamp(38px, 5vw, 60px);
  margin-bottom: 28px;
}

.legal-text h2 {
  font-size: 26px;
  margin-top: 32px;
  margin-bottom: 10px;
}

.legal-text a { color: var(--gold-dark); }

@media (max-width: 1020px) {
  .logo img { width: 260px; }
  nav { gap: 14px; font-size: 14px; }
}

@media (max-width: 940px) {
  nav { display: none; }

  .hero-grid,
  .split,
  .about-grid,
  .contact-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-grid { gap: 38px; }
  .hero-media { max-width: 540px; }

  .cards.three,
  .steps { grid-template-columns: 1fr; }

  .price-card.featured { transform: none; }

  .floating-card {
    left: 18px;
    right: 18px;
    bottom: 18px;
  }
}

@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1160px); }
  .nav { min-height: 76px; }
  .logo img { width: 230px; }
  .hero { padding: 46px 0 62px; }
  .section { padding: 60px 0; }
  .contact-form { grid-template-columns: 1fr; padding: 20px; }
  h1 { font-size: 42px; }
}